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ZIP 45688 · Waterloo

Who lives in ZIP code 45688 (Waterloo, OH): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waterloo, OH · Lawrence County

uszips 2026
People210
Median age32.8
Household income—
Home value—
Median rent—
Poverty31.4%
College degree+8.4%
Commute45 min

Place

Metro area
Huntington-Ashland, WV-KY-OH
Wider region
Charleston-Huntington-Ashland, WV-OH-KY
Time zone
Eastern
Density
2 / sq mi
Housing units
77

Spans 2 counties

Lawrence98%
Gallia2%

Share of the ZIP's people in each county.

Age mix

Under 1016.1%
10–1921.4%
20s3.8%
30s19.0%
40s4.3%
50s20.9%
60s13.3%
70s1.0%
80+0.0%

8.1% are 65 or older; 62.4% are adults.

Household income

Under $25K33.8%
$25K–50K20.8%
$50K–75K0.0%
$75K–100K35.1%
$100K–150K10.4%
$150K+0.0%

10.4% of households earn $100K+. Median per person: $27,237.

Education (adults 25+)

Less than high school0.0%
High school44.3%
Some college47.3%
Bachelor's0.0%
Graduate8.4%

0.0% of degrees are in STEM fields.

Race

White97.6%
Black0.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more2.4%

0.0% Hispanic or Latino (of any race).

Households & family

Married
51.3%
Never married
22.7%
Divorced
26.0%
Widowed
0.0%
Family size
3.38
Dual-income families
41.5%

Housing

Own their home
83.1%
Rent burden
—
Men / women
55% / 45%

Work

In labor force
51.4%
Unemployment
0.0%
Self-employed
0.0%
Farmers
12.5%

Community

Charitable givers
0.0%
Veterans
18.3%
With a disability
18.6%
No health insurance
20.0%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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