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ZIP 45327 · Germantown

Who lives in ZIP code 45327 (Germantown, OH): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Germantown, OH · Montgomery County

uszips 2026
People9,315
Median age39.9
Household income$94,741
Home value$217,939
Median rent$980/mo
Poverty6.6%
College degree+26.8%
Commute24 min

Place

Metro area
Dayton-Kettering-Beavercreek, OH
Wider region
Dayton-Springfield-Kettering, OH
Time zone
Eastern
Density
75 / sq mi
Housing units
3,586

Spans 3 counties

Montgomery94%
Preble4%
Butler2%

Share of the ZIP's people in each county.

Age mix

Under 1013.8%
10–1914.6%
20s10.3%
30s11.4%
40s12.3%
50s12.0%
60s13.2%
70s8.9%
80+3.4%

19.6% are 65 or older; 74.5% are adults.

Household income

Under $25K10.7%
$25K–50K12.5%
$50K–75K16.2%
$75K–100K13.4%
$100K–150K26.4%
$150K+20.7%

47.1% of households earn $100K+. Median per person: $43,950.

Education (adults 25+)

Less than high school3.5%
High school34.8%
Some college34.9%
Bachelor's15.5%
Graduate11.3%

45.0% of degrees are in STEM fields.

Race

White94.6%
Black0.6%
Asian0.1%
Native American0.0%
Pacific Islander0.0%
Other1.0%
Two or more3.7%

1.8% Hispanic or Latino (of any race).

Households & family

Married
52.7%
Never married
28.5%
Divorced
12.3%
Widowed
6.6%
Family size
3.14
Dual-income families
53.5%

Housing

Own their home
82.9%
Rent burden
21.6%
Men / women
51% / 49%

Work

In labor force
67.3%
Unemployment
5.2%
Self-employed
12.0%
Farmers
2.8%

Community

Charitable givers
23.3%
Veterans
10.7%
With a disability
10.8%
No health insurance
5.5%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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