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ZIP 45318 · Covington

Who lives in ZIP code 45318 (Covington, OH): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Covington, OH · Miami County

uszips 2026
People5,511
Median age49.1
Household income$73,867
Home value$194,902
Median rent$838/mo
Poverty3.6%
College degree+13.0%
Commute25 min

Place

Metro area
Dayton-Kettering-Beavercreek, OH
Wider region
Dayton-Springfield-Kettering, OH
Time zone
Eastern
Density
45 / sq mi
Housing units
2,215

Spans 2 counties

Miami99%
Darke1%

Share of the ZIP's people in each county.

Age mix

Under 1010.0%
10–199.4%
20s8.1%
30s13.4%
40s10.4%
50s17.3%
60s13.7%
70s13.3%
80+4.5%

23.6% are 65 or older; 82.0% are adults.

Household income

Under $25K10.6%
$25K–50K20.9%
$50K–75K19.1%
$75K–100K19.8%
$100K–150K18.0%
$150K+11.6%

29.6% of households earn $100K+. Median per person: $36,034.

Education (adults 25+)

Less than high school6.2%
High school49.5%
Some college31.3%
Bachelor's9.3%
Graduate3.7%

38.7% of degrees are in STEM fields.

Race

White95.2%
Black0.7%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more4.0%

4.9% Hispanic or Latino (of any race).

Households & family

Married
60.0%
Never married
17.5%
Divorced
13.8%
Widowed
8.7%
Family size
2.89
Dual-income families
49.5%

Housing

Own their home
75.6%
Rent burden
22.8%
Men / women
49% / 51%

Work

In labor force
59.1%
Unemployment
4.6%
Self-employed
13.6%
Farmers
5.8%

Community

Charitable givers
17.4%
Veterans
5.5%
With a disability
15.2%
No health insurance
8.4%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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