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ZIP 40965 · Middlesboro

Who lives in ZIP code 40965 (Middlesboro, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Middlesboro, KY · Bell County

uszips 2026
People11,561
Median age40.4
Household income$28,685
Home value$111,689
Median rent$595/mo
Poverty31.8%
College degree+18.0%
Commute17 min

Place

Metro area
Middlesborough, KY (micro)
Wider region
Middlesborough-Corbin, KY
Time zone
Eastern
Density
52 / sq mi
Housing units
5,238

Spans 2 counties

Bell85%
Claiborne15%

Share of the ZIP's people in each county.

Age mix

Under 1011.6%
10–1911.9%
20s11.8%
30s14.1%
40s12.0%
50s11.5%
60s13.6%
70s8.9%
80+4.5%

19.5% are 65 or older; 78.0% are adults.

Household income

Under $25K44.7%
$25K–50K22.3%
$50K–75K16.7%
$75K–100K5.8%
$100K–150K6.3%
$150K+4.3%

10.6% of households earn $100K+. Median per person: $21,770.

Education (adults 25+)

Less than high school19.3%
High school31.3%
Some college31.4%
Bachelor's11.8%
Graduate6.2%

52.5% of degrees are in STEM fields.

Race

White89.4%
Black5.0%
Asian0.5%
Native American0.2%
Pacific Islander0.0%
Other0.2%
Two or more4.6%

1.0% Hispanic or Latino (of any race).

Households & family

Married
34.9%
Never married
31.2%
Divorced
20.9%
Widowed
13.1%
Family size
2.99
Dual-income families
29.2%

Housing

Own their home
54.1%
Rent burden
44.6%
Men / women
50% / 50%

Work

In labor force
43.2%
Unemployment
10.8%
Self-employed
13.4%
Farmers
0.0%

Community

Charitable givers
10.0%
Veterans
5.0%
With a disability
26.3%
No health insurance
5.5%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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