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ZIP 40941 · Garrard

Who lives in ZIP code 40941 (Garrard, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Garrard, KY · Clay County

uszips 2026
People269
Median age62.0
Household income—
Home value—
Median rent$833/mo
Poverty20.1%
College degree+0.0%
Commute—

Place

Metro area
Corbin, KY (micro)
Wider region
Middlesborough-Corbin, KY
Time zone
Eastern
Density
738 / sq mi
Housing units
131

County

Clay100%

Share of the ZIP's people in each county.

Age mix

Under 109.3%
10–190.0%
20s19.4%
30s0.0%
40s0.0%
50s11.2%
60s44.2%
70s0.0%
80+16.0%

16.0% are 65 or older; 90.7% are adults.

Household income

Under $25K32.8%
$25K–50K19.1%
$50K–75K48.1%
$75K–100K0.0%
$100K–150K0.0%
$150K+0.0%

0.0% of households earn $100K+. Median per person: $13,900.

Education (adults 25+)

Less than high school60.9%
High school39.1%
Some college0.0%
Bachelor's0.0%
Graduate0.0%

— of degrees are in STEM fields.

Race

White100.0%
Black0.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more0.0%

0.0% Hispanic or Latino (of any race).

Households & family

Married
0.0%
Never married
21.3%
Divorced
50.8%
Widowed
27.9%
Family size
2.18
Dual-income families
0.0%

Housing

Own their home
19.1%
Rent burden
—
Men / women
68% / 32%

Work

In labor force
33.6%
Unemployment
0.0%
Self-employed
14.3%
Farmers
0.0%

Community

Charitable givers
0.0%
Veterans
0.0%
With a disability
40.1%
No health insurance
12.3%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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