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ZIP 40854 · Loyall

Who lives in ZIP code 40854 (Loyall, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Loyall, KY · Harlan County

uszips 2026
People675
Median age48.0
Household income$55,250
Home value$77,824
Median rent$688/mo
Poverty29.8%
College degree+17.4%
Commute28 min

Place

Metro area
Outside any metro
Time zone
Eastern
Density
111 / sq mi
Housing units
315

County

Harlan100%

Share of the ZIP's people in each county.

Age mix

Under 103.6%
10–1917.5%
20s1.9%
30s22.1%
40s13.9%
50s23.1%
60s9.9%
70s6.4%
80+1.6%

14.8% are 65 or older; 80.0% are adults.

Household income

Under $25K24.7%
$25K–50K18.7%
$50K–75K32.4%
$75K–100K15.9%
$100K–150K8.3%
$150K+0.0%

8.3% of households earn $100K+. Median per person: $35,013.

Education (adults 25+)

Less than high school13.5%
High school47.5%
Some college21.6%
Bachelor's12.9%
Graduate4.5%

61.3% of degrees are in STEM fields.

Race

White89.2%
Black0.0%
Asian0.0%
Native American0.9%
Pacific Islander0.0%
Other0.0%
Two or more9.9%

0.0% Hispanic or Latino (of any race).

Households & family

Married
39.0%
Never married
25.0%
Divorced
25.5%
Widowed
10.5%
Family size
2.54
Dual-income families
45.8%

Housing

Own their home
63.5%
Rent burden
—
Men / women
47% / 53%

Work

In labor force
63.8%
Unemployment
9.0%
Self-employed
11.3%
Farmers
0.0%

Community

Charitable givers
5.7%
Veterans
4.4%
With a disability
20.9%
No health insurance
14.4%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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