ZIP 40823 · Cumberland
Who lives in ZIP code 40823 (Cumberland, KY): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Cumberland, KY · Harlan County
uszips 2026
People3,742
Median age31.6
Household income$35,402
Home value$73,604
Median rent$633/mo
Poverty42.0%
College degree+15.6%
Commute23 min
Place
- Metro area
- Outside any metro
- Time zone
- Eastern
- Density
- 30 / sq mi
- Housing units
- 1,516
Spans 2 counties
Share of the ZIP's people in each county.
Age mix
17.2% are 65 or older; 68.4% are adults.
Household income
16.3% of households earn $100K+. Median per person: $20,139.
Education (adults 25+)
55.9% of degrees are in STEM fields.
Race
0.0% Hispanic or Latino (of any race).
Households & family
- Married
- 46.3%
- Never married
- 24.9%
- Divorced
- 18.5%
- Widowed
- 10.2%
- Family size
- 3.05
- Dual-income families
- 30.4%
Housing
- Own their home
- 55.9%
- Rent burden
- 34.9%
- Men / women
- 47% / 53%
Work
- In labor force
- 40.1%
- Unemployment
- 15.2%
- Self-employed
- 13.5%
- Farmers
- 0.0%
Community
- Charitable givers
- 5.8%
- Veterans
- 5.4%
- With a disability
- 30.4%
- No health insurance
- 5.4%
- Limited English
- 0.0%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.