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ZIP 40444 · Lancaster

Who lives in ZIP code 40444 (Lancaster, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Lancaster, KY · Garrard County

uszips 2026
People14,276
Median age43.1
Household income$62,463
Home value$215,322
Median rent$811/mo
Poverty14.0%
College degree+18.6%
Commute33 min

Place

Metro area
Outside any metro
Time zone
Eastern
Density
35 / sq mi
Housing units
5,577

Spans 2 counties

Garrard97%
Lincoln3%

Share of the ZIP's people in each county.

Age mix

Under 1011.2%
10–1911.8%
20s11.2%
30s13.0%
40s12.1%
50s13.2%
60s15.1%
70s7.5%
80+5.0%

19.2% are 65 or older; 79.1% are adults.

Household income

Under $25K18.3%
$25K–50K20.7%
$50K–75K19.3%
$75K–100K17.8%
$100K–150K15.9%
$150K+8.0%

23.9% of households earn $100K+. Median per person: $32,437.

Education (adults 25+)

Less than high school11.7%
High school38.4%
Some college31.3%
Bachelor's10.3%
Graduate8.3%

36.9% of degrees are in STEM fields.

Race

White91.0%
Black2.7%
Asian0.1%
Native American0.2%
Pacific Islander0.0%
Other2.2%
Two or more3.9%

3.2% Hispanic or Latino (of any race).

Households & family

Married
54.9%
Never married
24.7%
Divorced
13.6%
Widowed
6.9%
Family size
2.98
Dual-income families
45.7%

Housing

Own their home
79.4%
Rent burden
25.3%
Men / women
49% / 51%

Work

In labor force
56.6%
Unemployment
5.7%
Self-employed
14.6%
Farmers
7.7%

Community

Charitable givers
20.9%
Veterans
8.7%
With a disability
19.2%
No health insurance
5.5%
Limited English
0.8%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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