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ZIP 40245 · Louisville

Who lives in ZIP code 40245 (Louisville, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Louisville, KY · Jefferson County

uszips 2026
People39,835
Median age40.8
Household income$122,948
Home value$445,494
Median rent$1,688/mo
Poverty6.4%
College degree+59.2%
Commute25 min

Place

Metro area
Louisville/Jefferson County, KY-IN
Wider region
Louisville/Jefferson County--Elizabethtown, KY-IN
Time zone
Eastern
Density
472 / sq mi
Housing units
15,048

Spans 3 counties

Jefferson72%
Shelby27%
Oldham1%

Share of the ZIP's people in each county.

Age mix

Under 1011.6%
10–1913.8%
20s10.9%
30s12.8%
40s13.2%
50s15.0%
60s11.6%
70s7.6%
80+3.4%

16.9% are 65 or older; 77.6% are adults.

Household income

Under $25K7.3%
$25K–50K12.3%
$50K–75K9.7%
$75K–100K11.2%
$100K–150K18.3%
$150K+41.2%

59.5% of households earn $100K+. Median per person: $57,570.

Education (adults 25+)

Less than high school3.7%
High school12.7%
Some college24.3%
Bachelor's34.3%
Graduate24.9%

42.6% of degrees are in STEM fields.

Race

White75.4%
Black8.0%
Asian7.3%
Native American0.1%
Pacific Islander0.0%
Other2.2%
Two or more7.0%

5.7% Hispanic or Latino (of any race).

Households & family

Married
57.9%
Never married
25.8%
Divorced
11.1%
Widowed
5.2%
Family size
3.08
Dual-income families
61.2%

Housing

Own their home
77.0%
Rent burden
35.9%
Men / women
48% / 52%

Work

In labor force
63.0%
Unemployment
3.0%
Self-employed
14.1%
Farmers
0.6%

Community

Charitable givers
49.5%
Veterans
6.4%
With a disability
8.0%
No health insurance
3.9%
Limited English
1.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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