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ZIP 40140 · Garfield

Who lives in ZIP code 40140 (Garfield, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Garfield, KY · Breckinridge County

uszips 2026
People866
Median age48.4
Household income$81,708
Home value—
Median rent—
Poverty29.0%
College degree+20.7%
Commute34 min

Place

Metro area
Outside any metro
Time zone
Central
Density
12 / sq mi
Housing units
381

Spans 2 counties

Breckinridge97%
Hardin4%

Share of the ZIP's people in each county.

Age mix

Under 105.5%
10–1914.1%
20s13.4%
30s9.8%
40s9.7%
50s26.3%
60s8.9%
70s6.5%
80+5.9%

15.4% are 65 or older; 87.9% are adults.

Household income

Under $25K31.6%
$25K–50K2.9%
$50K–75K5.8%
$75K–100K18.9%
$100K–150K21.8%
$150K+19.2%

41.0% of households earn $100K+. Median per person: $37,734.

Education (adults 25+)

Less than high school4.4%
High school49.5%
Some college25.5%
Bachelor's19.5%
Graduate1.2%

44.7% of degrees are in STEM fields.

Race

White91.7%
Black6.9%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more1.4%

13.0% Hispanic or Latino (of any race).

Households & family

Married
39.6%
Never married
35.2%
Divorced
15.9%
Widowed
9.3%
Family size
2.78
Dual-income families
50.2%

Housing

Own their home
93.7%
Rent burden
—
Men / women
58% / 42%

Work

In labor force
61.3%
Unemployment
7.8%
Self-employed
6.2%
Farmers
15.6%

Community

Charitable givers
12.5%
Veterans
7.1%
With a disability
29.8%
No health insurance
8.7%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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