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ZIP 40076 · Waddy

Who lives in ZIP code 40076 (Waddy, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waddy, KY · Shelby County

uszips 2026
People2,898
Median age41.8
Household income$91,786
Home value$257,545
Median rent$975/mo
Poverty4.5%
College degree+22.5%
Commute31 min

Place

Metro area
Louisville/Jefferson County, KY-IN
Wider region
Louisville/Jefferson County--Elizabethtown, KY-IN
Time zone
Eastern
Density
20 / sq mi
Housing units
1,064

Spans 4 counties

Shelby87%
Anderson9%
Franklin4%
Spencer1%

Share of the ZIP's people in each county.

Age mix

Under 1018.0%
10–1910.0%
20s12.1%
30s8.9%
40s10.7%
50s16.3%
60s11.0%
70s8.6%
80+4.5%

18.2% are 65 or older; 73.3% are adults.

Household income

Under $25K13.6%
$25K–50K12.0%
$50K–75K16.4%
$75K–100K16.0%
$100K–150K27.3%
$150K+14.9%

42.2% of households earn $100K+. Median per person: $43,443.

Education (adults 25+)

Less than high school7.0%
High school44.8%
Some college25.7%
Bachelor's15.3%
Graduate7.2%

59.9% of degrees are in STEM fields.

Race

White85.2%
Black0.2%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other3.8%
Two or more10.8%

10.3% Hispanic or Latino (of any race).

Households & family

Married
56.3%
Never married
20.7%
Divorced
16.7%
Widowed
6.3%
Family size
3.34
Dual-income families
63.9%

Housing

Own their home
73.2%
Rent burden
21.8%
Men / women
48% / 52%

Work

In labor force
56.6%
Unemployment
2.8%
Self-employed
13.8%
Farmers
15.4%

Community

Charitable givers
26.8%
Veterans
4.7%
With a disability
16.7%
No health insurance
6.6%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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