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ZIP 40045 · Milton

Who lives in ZIP code 40045 (Milton, KY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Milton, KY · Trimble County

uszips 2026
People3,251
Median age45.0
Household income$76,607
Home value$167,324
Median rent$854/mo
Poverty4.9%
College degree+20.4%
Commute25 min

Place

Metro area
Outside any metro
Time zone
Eastern
Density
24 / sq mi
Housing units
1,363

Spans 2 counties

Trimble72%
Carroll28%

Share of the ZIP's people in each county.

Age mix

Under 1011.2%
10–1912.9%
20s7.0%
30s16.1%
40s10.5%
50s16.0%
60s15.2%
70s9.0%
80+2.2%

19.1% are 65 or older; 77.9% are adults.

Household income

Under $25K11.2%
$25K–50K24.1%
$50K–75K13.6%
$75K–100K21.5%
$100K–150K11.6%
$150K+17.9%

29.5% of households earn $100K+. Median per person: $37,063.

Education (adults 25+)

Less than high school7.3%
High school42.0%
Some college30.2%
Bachelor's10.4%
Graduate10.0%

48.9% of degrees are in STEM fields.

Race

White91.8%
Black0.1%
Asian0.1%
Native American0.0%
Pacific Islander0.0%
Other1.4%
Two or more6.6%

5.5% Hispanic or Latino (of any race).

Households & family

Married
58.7%
Never married
17.7%
Divorced
18.8%
Widowed
4.8%
Family size
2.96
Dual-income families
56.5%

Housing

Own their home
79.2%
Rent burden
11.9%
Men / women
51% / 49%

Work

In labor force
67.9%
Unemployment
4.1%
Self-employed
7.5%
Farmers
11.2%

Community

Charitable givers
16.4%
Veterans
8.0%
With a disability
19.7%
No health insurance
6.6%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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