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ZIP 39654 · Monticello

Who lives in ZIP code 39654 (Monticello, MS): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Monticello, MS · Lawrence County

uszips 2026
People4,604
Median age40.7
Household income$41,370
Home value$101,458
Median rent$567/mo
Poverty23.1%
College degree+15.0%
Commute30 min

Place

Metro area
Outside any metro
Time zone
Central
Density
12 / sq mi
Housing units
1,765

Spans 2 counties

Lawrence97%
Lincoln3%

Share of the ZIP's people in each county.

Age mix

Under 1012.2%
10–1912.7%
20s12.5%
30s10.3%
40s14.8%
50s10.2%
60s14.8%
70s5.9%
80+6.6%

21.2% are 65 or older; 77.4% are adults.

Household income

Under $25K31.9%
$25K–50K27.8%
$50K–75K15.0%
$75K–100K7.9%
$100K–150K8.8%
$150K+8.7%

17.5% of households earn $100K+. Median per person: $25,534.

Education (adults 25+)

Less than high school20.2%
High school35.5%
Some college29.4%
Bachelor's7.6%
Graduate7.4%

43.9% of degrees are in STEM fields.

Race

White59.5%
Black35.2%
Asian0.1%
Native American0.3%
Pacific Islander0.0%
Other1.9%
Two or more3.0%

2.2% Hispanic or Latino (of any race).

Households & family

Married
47.2%
Never married
24.8%
Divorced
16.7%
Widowed
11.3%
Family size
3.29
Dual-income families
33.5%

Housing

Own their home
76.4%
Rent burden
24.8%
Men / women
44% / 56%

Work

In labor force
48.0%
Unemployment
16.0%
Self-employed
12.8%
Farmers
8.2%

Community

Charitable givers
17.4%
Veterans
4.2%
With a disability
33.4%
No health insurance
15.1%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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