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ZIP 38965 · Water Valley

Who lives in ZIP code 38965 (Water Valley, MS): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Water Valley, MS · Yalobusha County

uszips 2026
People8,963
Median age39.5
Household income$58,258
Home value$134,927
Median rent$645/mo
Poverty18.9%
College degree+19.6%
Commute28 min

Place

Metro area
Oxford, MS (micro)
Time zone
Central
Density
14 / sq mi
Housing units
3,403

Spans 4 counties

Yalobusha59%
Lafayette21%
Calhoun16%
Panola4%

Share of the ZIP's people in each county.

Age mix

Under 1013.8%
10–1911.7%
20s14.2%
30s10.6%
40s9.5%
50s14.1%
60s11.5%
70s10.2%
80+4.2%

20.2% are 65 or older; 77.2% are adults.

Household income

Under $25K23.1%
$25K–50K22.6%
$50K–75K17.4%
$75K–100K11.9%
$100K–150K12.3%
$150K+12.7%

25.0% of households earn $100K+. Median per person: $28,806.

Education (adults 25+)

Less than high school13.6%
High school33.5%
Some college33.4%
Bachelor's11.3%
Graduate8.3%

39.9% of degrees are in STEM fields.

Race

White65.2%
Black29.3%
Asian0.0%
Native American0.5%
Pacific Islander0.0%
Other0.6%
Two or more4.4%

1.6% Hispanic or Latino (of any race).

Households & family

Married
45.8%
Never married
31.5%
Divorced
14.9%
Widowed
7.8%
Family size
3.15
Dual-income families
44.9%

Housing

Own their home
72.9%
Rent burden
26.7%
Men / women
49% / 51%

Work

In labor force
57.3%
Unemployment
2.5%
Self-employed
12.3%
Farmers
4.4%

Community

Charitable givers
15.7%
Veterans
6.6%
With a disability
18.2%
No health insurance
10.0%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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