ZIP 38618 · Coldwater
Who lives in ZIP code 38618 (Coldwater, MS): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Coldwater, MS · Tate County
uszips 2026
People9,866
Median age46.6
Household income$66,244
Home value$186,502
Median rent$1,035/mo
Poverty13.9%
College degree+15.8%
Commute32 min
Place
- Metro area
- Memphis, TN-MS-AR
- Wider region
- Memphis-Clarksdale-Forrest City, TN-MS-AR
- Time zone
- Central
- Density
- 19 / sq mi
- Housing units
- 4,369
Spans 3 counties
Share of the ZIP's people in each county.
Age mix
20.2% are 65 or older; 82.9% are adults.
Household income
25.7% of households earn $100K+. Median per person: $35,468.
Education (adults 25+)
30.1% of degrees are in STEM fields.
Race
6.3% Hispanic or Latino (of any race).
Households & family
- Married
- 53.1%
- Never married
- 24.2%
- Divorced
- 14.3%
- Widowed
- 8.4%
- Family size
- 2.66
- Dual-income families
- 47.1%
Housing
- Own their home
- 83.3%
- Rent burden
- —
- Men / women
- 50% / 50%
Work
- In labor force
- 58.8%
- Unemployment
- 4.4%
- Self-employed
- 13.2%
- Farmers
- 4.5%
Community
- Charitable givers
- 21.5%
- Veterans
- 5.7%
- With a disability
- 19.8%
- No health insurance
- 14.4%
- Limited English
- 0.4%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.