ZIP 38574 · Monterey
Who lives in ZIP code 38574 (Monterey, TN): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Monterey, TN · Putnam County
uszips 2026
People9,079
Median age37.8
Household income$52,223
Home value$198,077
Median rent$754/mo
Poverty19.1%
College degree+14.7%
Commute24 min
Place
- Metro area
- Cookeville, TN (micro)
- Time zone
- Central
- Density
- 21 / sq mi
- Housing units
- 3,525
Spans 4 counties
Share of the ZIP's people in each county.
Age mix
18.4% are 65 or older; 74.6% are adults.
Household income
16.5% of households earn $100K+. Median per person: $27,725.
Education (adults 25+)
44.9% of degrees are in STEM fields.
Race
9.1% Hispanic or Latino (of any race).
Households & family
- Married
- 58.1%
- Never married
- 23.0%
- Divorced
- 13.1%
- Widowed
- 5.8%
- Family size
- 2.98
- Dual-income families
- 39.5%
Housing
- Own their home
- 75.6%
- Rent burden
- 22.4%
- Men / women
- 53% / 47%
Work
- In labor force
- 56.8%
- Unemployment
- 3.2%
- Self-employed
- 14.4%
- Farmers
- 4.4%
Community
- Charitable givers
- 9.7%
- Veterans
- 8.0%
- With a disability
- 15.5%
- No health insurance
- 11.5%
- Limited English
- 0.0%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.