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ZIP 38560 · Elmwood

Who lives in ZIP code 38560 (Elmwood, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Elmwood, TN · Smith County

uszips 2026
People1,432
Median age34.3
Household income$77,986
Home value$241,200
Median rent$777/mo
Poverty7.3%
College degree+12.5%
Commute47 min

Place

Metro area
Nashville-Davidson--Murfreesboro--Franklin, TN
Wider region
Nashville-Davidson--Murfreesboro, TN
Time zone
Central
Density
17 / sq mi
Housing units
421

County

Smith100%

Share of the ZIP's people in each county.

Age mix

Under 106.8%
10–1925.7%
20s13.7%
30s9.5%
40s18.1%
50s8.5%
60s10.2%
70s6.4%
80+1.0%

13.0% are 65 or older; 69.8% are adults.

Household income

Under $25K10.9%
$25K–50K15.5%
$50K–75K22.8%
$75K–100K8.1%
$100K–150K11.2%
$150K+31.6%

42.8% of households earn $100K+. Median per person: $31,581.

Education (adults 25+)

Less than high school8.5%
High school46.1%
Some college32.8%
Bachelor's8.2%
Graduate4.3%

37.4% of degrees are in STEM fields.

Race

White95.3%
Black1.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other1.5%
Two or more2.2%

2.1% Hispanic or Latino (of any race).

Households & family

Married
45.8%
Never married
41.1%
Divorced
9.1%
Widowed
4.0%
Family size
3.80
Dual-income families
60.3%

Housing

Own their home
75.3%
Rent burden
14.8%
Men / women
63% / 37%

Work

In labor force
55.9%
Unemployment
2.5%
Self-employed
11.1%
Farmers
11.1%

Community

Charitable givers
3.7%
Veterans
8.0%
With a disability
14.7%
No health insurance
3.1%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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