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ZIP 38506 · Cookeville

Who lives in ZIP code 38506 (Cookeville, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Cookeville, TN · Putnam County

uszips 2026
People30,100
Median age42.9
Household income$70,279
Home value$288,340
Median rent$1,007/mo
Poverty13.8%
College degree+30.6%
Commute21 min

Place

Metro area
Cookeville, TN (micro)
Time zone
Central
Density
71 / sq mi
Housing units
12,470

Spans 4 counties

Putnam70%
Overton25%
White4%
Jackson0%

Share of the ZIP's people in each county.

Age mix

Under 1010.3%
10–1912.1%
20s10.7%
30s12.7%
40s12.7%
50s11.4%
60s16.3%
70s9.4%
80+4.3%

20.7% are 65 or older; 79.6% are adults.

Household income

Under $25K17.0%
$25K–50K18.7%
$50K–75K20.5%
$75K–100K11.6%
$100K–150K16.7%
$150K+15.4%

32.1% of households earn $100K+. Median per person: $34,881.

Education (adults 25+)

Less than high school10.8%
High school32.0%
Some college26.6%
Bachelor's20.1%
Graduate10.5%

45.3% of degrees are in STEM fields.

Race

White92.6%
Black0.7%
Asian0.9%
Native American0.3%
Pacific Islander0.0%
Other0.7%
Two or more4.8%

5.9% Hispanic or Latino (of any race).

Households & family

Married
56.1%
Never married
22.9%
Divorced
14.1%
Widowed
6.9%
Family size
2.81
Dual-income families
50.8%

Housing

Own their home
74.7%
Rent burden
25.1%
Men / women
51% / 49%

Work

In labor force
61.1%
Unemployment
3.5%
Self-employed
16.5%
Farmers
4.5%

Community

Charitable givers
15.8%
Veterans
6.7%
With a disability
13.8%
No health insurance
8.6%
Limited English
0.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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