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ZIP 38139 · Germantown

Who lives in ZIP code 38139 (Germantown, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Germantown, TN · Shelby County

uszips 2026
People16,466
Median age44.8
Household income$178,661
Home value$566,618
Median rent$2,697/mo
Poverty1.5%
College degree+75.1%
Commute24 min

Place

Metro area
Memphis, TN-MS-AR
Wider region
Memphis-Clarksdale-Forrest City, TN-MS-AR
Time zone
Central
Density
730 / sq mi
Housing units
5,909

County

Shelby100%

Share of the ZIP's people in each county.

Age mix

Under 1014.0%
10–1916.4%
20s3.3%
30s9.7%
40s14.6%
50s14.4%
60s12.4%
70s11.5%
80+3.6%

21.9% are 65 or older; 71.2% are adults.

Household income

Under $25K2.7%
$25K–50K4.8%
$50K–75K6.0%
$75K–100K5.7%
$100K–150K22.3%
$150K+58.5%

80.8% of households earn $100K+. Median per person: $92,286.

Education (adults 25+)

Less than high school0.9%
High school6.4%
Some college17.6%
Bachelor's40.7%
Graduate34.4%

41.1% of degrees are in STEM fields.

Race

White84.0%
Black2.9%
Asian7.9%
Native American0.0%
Pacific Islander0.0%
Other1.1%
Two or more4.2%

3.8% Hispanic or Latino (of any race).

Households & family

Married
75.5%
Never married
15.0%
Divorced
3.0%
Widowed
6.4%
Family size
3.12
Dual-income families
51.8%

Housing

Own their home
97.2%
Rent burden
—
Men / women
50% / 50%

Work

In labor force
60.2%
Unemployment
1.8%
Self-employed
21.6%
Farmers
0.8%

Community

Charitable givers
54.9%
Veterans
8.0%
With a disability
6.4%
No health insurance
1.5%
Limited English
0.6%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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