ZIP 38138 · Germantown
Who lives in ZIP code 38138 (Germantown, TN): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Germantown, TN · Shelby County
uszips 2026
People25,167
Median age44.6
Household income$136,297
Home value$429,062
Median rent$1,726/mo
Poverty3.6%
College degree+69.0%
Commute21 min
Place
- Metro area
- Memphis, TN-MS-AR
- Wider region
- Memphis-Clarksdale-Forrest City, TN-MS-AR
- Time zone
- Central
- Density
- 820 / sq mi
- Housing units
- 10,211
County
Share of the ZIP's people in each county.
Age mix
26.8% are 65 or older; 75.2% are adults.
Household income
60.2% of households earn $100K+. Median per person: $65,595.
Education (adults 25+)
42.3% of degrees are in STEM fields.
Race
2.3% Hispanic or Latino (of any race).
Households & family
- Married
- 62.8%
- Never married
- 17.5%
- Divorced
- 10.6%
- Widowed
- 9.1%
- Family size
- 3.04
- Dual-income families
- 55.7%
Housing
- Own their home
- 79.8%
- Rent burden
- 31.1%
- Men / women
- 47% / 53%
Work
- In labor force
- 60.5%
- Unemployment
- 3.9%
- Self-employed
- 19.6%
- Farmers
- 0.8%
Community
- Charitable givers
- 45.4%
- Veterans
- 5.9%
- With a disability
- 11.0%
- No health insurance
- 2.6%
- Limited English
- 0.4%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.