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ZIP 38120 · Memphis

Who lives in ZIP code 38120 (Memphis, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Memphis, TN · Shelby County

uszips 2026
People13,309
Median age44.4
Household income$123,538
Home value$460,824
Median rent$1,705/mo
Poverty7.9%
College degree+70.4%
Commute17 min

Place

Metro area
Memphis, TN-MS-AR
Wider region
Memphis-Clarksdale-Forrest City, TN-MS-AR
Time zone
Central
Density
534 / sq mi
Housing units
6,092

County

Shelby100%

Share of the ZIP's people in each county.

Age mix

Under 1010.5%
10–1911.2%
20s9.6%
30s13.2%
40s12.4%
50s10.8%
60s16.5%
70s11.1%
80+4.7%

22.2% are 65 or older; 80.0% are adults.

Household income

Under $25K5.0%
$25K–50K13.0%
$50K–75K11.8%
$75K–100K9.2%
$100K–150K19.4%
$150K+41.5%

60.9% of households earn $100K+. Median per person: $62,509.

Education (adults 25+)

Less than high school1.2%
High school8.1%
Some college20.3%
Bachelor's35.8%
Graduate34.6%

42.0% of degrees are in STEM fields.

Race

White85.0%
Black5.4%
Asian5.1%
Native American0.1%
Pacific Islander0.0%
Other0.7%
Two or more3.7%

4.0% Hispanic or Latino (of any race).

Households & family

Married
62.0%
Never married
20.6%
Divorced
10.5%
Widowed
6.8%
Family size
2.80
Dual-income families
65.6%

Housing

Own their home
71.5%
Rent burden
30.2%
Men / women
48% / 52%

Work

In labor force
70.6%
Unemployment
2.1%
Self-employed
21.8%
Farmers
0.8%

Community

Charitable givers
44.2%
Veterans
3.1%
With a disability
10.4%
No health insurance
5.5%
Limited English
1.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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