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ZIP 38109 · Memphis

Who lives in ZIP code 38109 (Memphis, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Memphis, TN · Shelby County

uszips 2026
People42,452
Median age38.9
Household income$37,496
Home value$89,022
Median rent$1,040/mo
Poverty32.1%
College degree+14.2%
Commute24 min

Place

Metro area
Memphis, TN-MS-AR
Wider region
Memphis-Clarksdale-Forrest City, TN-MS-AR
Time zone
Central
Density
275 / sq mi
Housing units
16,616

County

Shelby100%

Share of the ZIP's people in each county.

Age mix

Under 1013.2%
10–1913.9%
20s11.5%
30s12.5%
40s12.4%
50s11.4%
60s12.2%
70s8.2%
80+4.6%

18.9% are 65 or older; 75.3% are adults.

Household income

Under $25K32.0%
$25K–50K27.8%
$50K–75K17.8%
$75K–100K9.5%
$100K–150K8.5%
$150K+4.5%

13.0% of households earn $100K+. Median per person: $26,381.

Education (adults 25+)

Less than high school12.5%
High school45.7%
Some college27.6%
Bachelor's9.4%
Graduate4.8%

30.3% of degrees are in STEM fields.

Race

White1.8%
Black94.9%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.9%
Two or more2.4%

0.8% Hispanic or Latino (of any race).

Households & family

Married
23.5%
Never married
50.1%
Divorced
15.1%
Widowed
11.3%
Family size
3.39
Dual-income families
32.5%

Housing

Own their home
55.7%
Rent burden
42.8%
Men / women
45% / 55%

Work

In labor force
54.7%
Unemployment
15.5%
Self-employed
12.9%
Farmers
0.0%

Community

Charitable givers
14.5%
Veterans
5.0%
With a disability
15.9%
No health insurance
14.6%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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