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ZIP 38106 · Memphis

Who lives in ZIP code 38106 (Memphis, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Memphis, TN · Shelby County

uszips 2026
People20,962
Median age41.9
Household income$30,232
Home value$73,177
Median rent$952/mo
Poverty43.0%
College degree+10.3%
Commute21 min

Place

Metro area
Memphis, TN-MS-AR
Wider region
Memphis-Clarksdale-Forrest City, TN-MS-AR
Time zone
Central
Density
778 / sq mi
Housing units
8,640

County

Shelby100%

Share of the ZIP's people in each county.

Age mix

Under 1012.8%
10–1913.8%
20s10.0%
30s10.5%
40s12.7%
50s13.0%
60s14.5%
70s8.9%
80+3.9%

19.3% are 65 or older; 75.8% are adults.

Household income

Under $25K40.1%
$25K–50K28.3%
$50K–75K13.8%
$75K–100K9.6%
$100K–150K6.2%
$150K+2.1%

8.3% of households earn $100K+. Median per person: $25,055.

Education (adults 25+)

Less than high school18.1%
High school46.9%
Some college24.8%
Bachelor's7.2%
Graduate3.1%

32.3% of degrees are in STEM fields.

Race

White2.3%
Black94.0%
Asian0.0%
Native American0.2%
Pacific Islander0.0%
Other1.8%
Two or more1.7%

2.9% Hispanic or Latino (of any race).

Households & family

Married
15.6%
Never married
60.2%
Divorced
15.7%
Widowed
8.6%
Family size
3.61
Dual-income families
25.1%

Housing

Own their home
38.6%
Rent burden
38.9%
Men / women
48% / 52%

Work

In labor force
49.5%
Unemployment
19.7%
Self-employed
16.2%
Farmers
0.0%

Community

Charitable givers
10.1%
Veterans
5.0%
With a disability
17.3%
No health insurance
16.5%
Limited English
0.6%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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