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ZIP 38004 · Atoka

Who lives in ZIP code 38004 (Atoka, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Atoka, TN · Tipton County

uszips 2026
People12,001
Median age38.8
Household income$92,928
Home value$317,526
Median rent$1,243/mo
Poverty5.8%
College degree+34.6%
Commute35 min

Place

Metro area
Memphis, TN-MS-AR
Wider region
Memphis-Clarksdale-Forrest City, TN-MS-AR
Time zone
Central
Density
169 / sq mi
Housing units
4,258

Spans 2 counties

Tipton79%
Shelby21%

Share of the ZIP's people in each county.

Age mix

Under 1012.0%
10–1914.7%
20s9.4%
30s15.9%
40s13.9%
50s14.1%
60s11.7%
70s6.2%
80+2.1%

12.1% are 65 or older; 76.5% are adults.

Household income

Under $25K5.6%
$25K–50K14.3%
$50K–75K20.7%
$75K–100K12.6%
$100K–150K22.8%
$150K+24.0%

46.8% of households earn $100K+. Median per person: $51,667.

Education (adults 25+)

Less than high school4.6%
High school27.7%
Some college33.1%
Bachelor's24.4%
Graduate10.2%

27.4% of degrees are in STEM fields.

Race

White79.1%
Black11.9%
Asian1.2%
Native American0.3%
Pacific Islander0.0%
Other0.7%
Two or more6.7%

3.7% Hispanic or Latino (of any race).

Households & family

Married
61.1%
Never married
25.2%
Divorced
9.1%
Widowed
4.6%
Family size
3.20
Dual-income families
57.7%

Housing

Own their home
86.6%
Rent burden
20.8%
Men / women
51% / 49%

Work

In labor force
65.1%
Unemployment
4.2%
Self-employed
11.0%
Farmers
0.8%

Community

Charitable givers
25.2%
Veterans
16.3%
With a disability
13.7%
No health insurance
5.5%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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