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ZIP 37318 · Cowan

Who lives in ZIP code 37318 (Cowan, TN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Cowan, TN · Franklin County

uszips 2026
People2,103
Median age36.7
Household income$52,125
Home value$184,598
Median rent$781/mo
Poverty29.3%
College degree+12.9%
Commute27 min

Place

Metro area
Winchester, TN (micro)
Wider region
Nashville-Davidson--Murfreesboro, TN
Time zone
Central
Density
65 / sq mi
Housing units
731

County

Franklin100%

Share of the ZIP's people in each county.

Age mix

Under 1015.1%
10–1920.1%
20s8.9%
30s9.8%
40s8.1%
50s15.1%
60s11.1%
70s6.1%
80+5.7%

19.1% are 65 or older; 66.8% are adults.

Household income

Under $25K23.2%
$25K–50K25.7%
$50K–75K17.1%
$75K–100K15.3%
$100K–150K16.6%
$150K+2.2%

18.8% of households earn $100K+. Median per person: $34,583.

Education (adults 25+)

Less than high school15.2%
High school40.6%
Some college31.4%
Bachelor's9.6%
Graduate3.3%

30.0% of degrees are in STEM fields.

Race

White80.9%
Black14.6%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.1%
Two or more4.3%

1.0% Hispanic or Latino (of any race).

Households & family

Married
40.6%
Never married
27.0%
Divorced
22.8%
Widowed
9.5%
Family size
3.45
Dual-income families
42.4%

Housing

Own their home
63.1%
Rent burden
26.2%
Men / women
44% / 56%

Work

In labor force
49.1%
Unemployment
10.3%
Self-employed
11.0%
Farmers
2.4%

Community

Charitable givers
4.9%
Veterans
10.7%
With a disability
18.5%
No health insurance
8.4%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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