ZIP 34685 · Palm Harbor
Who lives in ZIP code 34685 (Palm Harbor, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Palm Harbor, FL · Pinellas County
uszips 2026
People18,132
Median age48.4
Household income$94,688
Home value$514,804
Median rent$1,990/mo
Poverty4.8%
College degree+49.0%
Commute28 min
Place
- Metro area
- Tampa-St. Petersburg-Clearwater, FL
- Metro division
- St. Petersburg-Clearwater-Largo, FL
- Time zone
- Eastern
- Density
- 698 / sq mi
- Housing units
- 7,405
County
Share of the ZIP's people in each county.
Age mix
26.6% are 65 or older; 81.3% are adults.
Household income
48.0% of households earn $100K+. Median per person: $48,836.
Education (adults 25+)
46.0% of degrees are in STEM fields.
Race
7.9% Hispanic or Latino (of any race).
Households & family
- Married
- 58.9%
- Never married
- 22.9%
- Divorced
- 11.1%
- Widowed
- 7.1%
- Family size
- 2.99
- Dual-income families
- 45.0%
Housing
- Own their home
- 76.9%
- Rent burden
- 34.7%
- Men / women
- 49% / 51%
Work
- In labor force
- 54.5%
- Unemployment
- 3.0%
- Self-employed
- 12.4%
- Farmers
- 0.0%
Community
- Charitable givers
- 31.0%
- Veterans
- 8.9%
- With a disability
- 12.4%
- No health insurance
- 4.2%
- Limited English
- 1.8%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.