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ZIP 34684 · Palm Harbor

Who lives in ZIP code 34684 (Palm Harbor, FL): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Palm Harbor, FL · Pinellas County

uszips 2026
People27,029
Median age55.3
Household income$72,145
Home value$341,590
Median rent$1,854/mo
Poverty10.7%
College degree+37.6%
Commute27 min

Place

Metro area
Tampa-St. Petersburg-Clearwater, FL
Metro division
St. Petersburg-Clearwater-Largo, FL
Time zone
Eastern
Density
1,549 / sq mi
Housing units
12,874

County

Pinellas100%

Share of the ZIP's people in each county.

Age mix

Under 107.8%
10–198.4%
20s7.6%
30s10.0%
40s10.9%
50s10.2%
60s16.9%
70s14.5%
80+13.6%

36.5% are 65 or older; 85.2% are adults.

Household income

Under $25K17.2%
$25K–50K17.1%
$50K–75K18.5%
$75K–100K13.9%
$100K–150K16.6%
$150K+16.8%

33.4% of households earn $100K+. Median per person: $38,985.

Education (adults 25+)

Less than high school3.9%
High school28.1%
Some college30.4%
Bachelor's25.0%
Graduate12.6%

41.4% of degrees are in STEM fields.

Race

White83.3%
Black2.3%
Asian3.1%
Native American0.1%
Pacific Islander0.0%
Other1.5%
Two or more9.7%

10.4% Hispanic or Latino (of any race).

Households & family

Married
49.5%
Never married
22.9%
Divorced
14.7%
Widowed
12.9%
Family size
2.68
Dual-income families
38.9%

Housing

Own their home
72.9%
Rent burden
39.5%
Men / women
48% / 52%

Work

In labor force
50.9%
Unemployment
3.0%
Self-employed
9.9%
Farmers
0.0%

Community

Charitable givers
19.6%
Veterans
8.2%
With a disability
17.6%
No health insurance
8.3%
Limited English
2.9%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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