ZIP 32548 · Fort Walton Beach
Who lives in ZIP code 32548 (Fort Walton Beach, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Fort Walton Beach, FL · Okaloosa County
uszips 2026
People23,774
Median age40.2
Household income$65,342
Home value$318,012
Median rent$1,345/mo
Poverty15.1%
College degree+33.0%
Commute24 min
Place
- Metro area
- Crestview-Fort Walton Beach-Destin, FL
- Time zone
- Central
- Density
- 760 / sq mi
- Housing units
- 10,333
County
Share of the ZIP's people in each county.
Age mix
19.2% are 65 or older; 79.8% are adults.
Household income
29.0% of households earn $100K+. Median per person: $38,764.
Education (adults 25+)
47.8% of degrees are in STEM fields.
Race
14.3% Hispanic or Latino (of any race).
Households & family
- Married
- 45.1%
- Never married
- 32.4%
- Divorced
- 17.6%
- Widowed
- 5.0%
- Family size
- 2.94
- Dual-income families
- 50.8%
Housing
- Own their home
- 58.0%
- Rent burden
- 30.4%
- Men / women
- 50% / 50%
Work
- In labor force
- 68.3%
- Unemployment
- 3.6%
- Self-employed
- 12.5%
- Farmers
- 0.2%
Community
- Charitable givers
- 11.8%
- Veterans
- 16.2%
- With a disability
- 15.3%
- No health insurance
- 16.4%
- Limited English
- 4.7%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.