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ZIP 32531 · Baker

Who lives in ZIP code 32531 (Baker, FL): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Baker, FL · Okaloosa County

uszips 2026
People7,314
Median age41.7
Household income$84,992
Home value$309,907
Median rent$866/mo
Poverty4.6%
College degree+26.9%
Commute39 min

Place

Metro area
Crestview-Fort Walton Beach-Destin, FL
Time zone
Central
Density
12 / sq mi
Housing units
2,955

Spans 2 counties

Okaloosa88%
Santa Rosa12%

Share of the ZIP's people in each county.

Age mix

Under 1011.4%
10–1913.6%
20s10.0%
30s12.3%
40s11.6%
50s17.2%
60s11.4%
70s7.9%
80+4.5%

18.9% are 65 or older; 76.2% are adults.

Household income

Under $25K6.9%
$25K–50K24.9%
$50K–75K11.6%
$75K–100K13.7%
$100K–150K16.7%
$150K+26.2%

42.9% of households earn $100K+. Median per person: $45,184.

Education (adults 25+)

Less than high school2.1%
High school36.1%
Some college34.9%
Bachelor's13.3%
Graduate13.6%

43.0% of degrees are in STEM fields.

Race

White91.2%
Black3.5%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.2%
Two or more5.1%

3.3% Hispanic or Latino (of any race).

Households & family

Married
57.5%
Never married
19.8%
Divorced
17.7%
Widowed
5.0%
Family size
2.88
Dual-income families
51.1%

Housing

Own their home
82.0%
Rent burden
24.8%
Men / women
51% / 50%

Work

In labor force
61.2%
Unemployment
2.9%
Self-employed
11.8%
Farmers
4.6%

Community

Charitable givers
14.8%
Veterans
22.1%
With a disability
22.1%
No health insurance
6.2%
Limited English
0.4%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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