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ZIP 32431 · Cottondale

Who lives in ZIP code 32431 (Cottondale, FL): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Cottondale, FL · Jackson County

uszips 2026
People4,683
Median age44.4
Household income$55,293
Home value$137,898
Median rent$1,108/mo
Poverty15.3%
College degree+16.5%
Commute27 min

Place

Metro area
Outside any metro
Time zone
Central
Density
17 / sq mi
Housing units
1,844

Spans 2 counties

Jackson83%
Washington17%

Share of the ZIP's people in each county.

Age mix

Under 1014.3%
10–198.4%
20s12.8%
30s11.9%
40s10.8%
50s11.5%
60s15.2%
70s10.7%
80+4.3%

22.8% are 65 or older; 77.8% are adults.

Household income

Under $25K25.1%
$25K–50K21.8%
$50K–75K16.9%
$75K–100K19.0%
$100K–150K12.7%
$150K+4.6%

17.3% of households earn $100K+. Median per person: $28,825.

Education (adults 25+)

Less than high school9.8%
High school53.9%
Some college19.7%
Bachelor's12.0%
Graduate4.5%

26.1% of degrees are in STEM fields.

Race

White79.4%
Black16.8%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more3.7%

1.0% Hispanic or Latino (of any race).

Households & family

Married
49.4%
Never married
23.1%
Divorced
18.8%
Widowed
8.7%
Family size
3.06
Dual-income families
41.4%

Housing

Own their home
76.8%
Rent burden
46.1%
Men / women
49% / 51%

Work

In labor force
51.8%
Unemployment
5.0%
Self-employed
11.6%
Farmers
5.0%

Community

Charitable givers
8.0%
Veterans
8.4%
With a disability
18.2%
No health insurance
13.9%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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