ZIP 32428 · Chipley
Who lives in ZIP code 32428 (Chipley, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Chipley, FL · Washington County
uszips 2026
People17,950
Median age41.8
Household income$57,493
Home value$184,940
Median rent$877/mo
Poverty15.7%
College degree+12.7%
Commute35 min
Place
- Metro area
- Panama City-Panama City Beach, FL
- Time zone
- Central
- Density
- 24 / sq mi
- Housing units
- 6,221
Spans 3 counties
Share of the ZIP's people in each county.
Age mix
17.5% are 65 or older; 79.2% are adults.
Household income
24.6% of households earn $100K+. Median per person: $31,579.
Education (adults 25+)
47.0% of degrees are in STEM fields.
Race
4.0% Hispanic or Latino (of any race).
Households & family
- Married
- 46.3%
- Never married
- 30.6%
- Divorced
- 14.8%
- Widowed
- 8.2%
- Family size
- 2.96
- Dual-income families
- 42.8%
Housing
- Own their home
- 80.2%
- Rent burden
- 35.3%
- Men / women
- 55% / 45%
Work
- In labor force
- 44.9%
- Unemployment
- 3.5%
- Self-employed
- 11.5%
- Farmers
- 3.4%
Community
- Charitable givers
- 12.5%
- Veterans
- 8.5%
- With a disability
- 18.3%
- No health insurance
- 12.1%
- Limited English
- 0.4%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.