ZIP 32413 · Panama City Beach
Who lives in ZIP code 32413 (Panama City Beach, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Panama City Beach, FL · Bay County
uszips 2026
People15,453
Median age53.0
Household income$80,039
Home value$439,602
Median rent$1,702/mo
Poverty9.7%
College degree+36.8%
Commute21 min
Place
- Metro area
- Panama City-Panama City Beach, FL
- Time zone
- Central
- Density
- 55 / sq mi
- Housing units
- 7,534
Spans 2 counties
Share of the ZIP's people in each county.
Age mix
25.3% are 65 or older; 88.3% are adults.
Household income
37.2% of households earn $100K+. Median per person: $41,003.
Education (adults 25+)
39.0% of degrees are in STEM fields.
Race
9.1% Hispanic or Latino (of any race).
Households & family
- Married
- 51.4%
- Never married
- 26.7%
- Divorced
- 17.0%
- Widowed
- 4.9%
- Family size
- 2.41
- Dual-income families
- 48.5%
Housing
- Own their home
- 70.2%
- Rent burden
- 33.0%
- Men / women
- 49% / 51%
Work
- In labor force
- 61.0%
- Unemployment
- 4.1%
- Self-employed
- 14.1%
- Farmers
- 0.6%
Community
- Charitable givers
- 18.8%
- Veterans
- 11.8%
- With a disability
- 15.6%
- No health insurance
- 13.9%
- Limited English
- 2.6%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.