ZIP 32405 · Panama City
Who lives in ZIP code 32405 (Panama City, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Panama City, FL · Bay County
uszips 2026
People29,984
Median age36.2
Household income$73,373
Home value$279,580
Median rent$1,467/mo
Poverty16.7%
College degree+30.8%
Commute22 min
Place
- Metro area
- Panama City-Panama City Beach, FL
- Time zone
- Central
- Density
- 617 / sq mi
- Housing units
- 12,433
County
Share of the ZIP's people in each county.
Age mix
17.4% are 65 or older; 77.9% are adults.
Household income
33.3% of households earn $100K+. Median per person: $39,753.
Education (adults 25+)
44.2% of degrees are in STEM fields.
Race
8.0% Hispanic or Latino (of any race).
Households & family
- Married
- 48.7%
- Never married
- 30.1%
- Divorced
- 14.5%
- Widowed
- 6.7%
- Family size
- 2.92
- Dual-income families
- 51.5%
Housing
- Own their home
- 59.5%
- Rent burden
- 31.1%
- Men / women
- 48% / 53%
Work
- In labor force
- 66.4%
- Unemployment
- 2.6%
- Self-employed
- 11.9%
- Farmers
- 0.2%
Community
- Charitable givers
- 12.9%
- Veterans
- 10.6%
- With a disability
- 17.5%
- No health insurance
- 13.4%
- Limited English
- 2.4%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.