ZIP 32403 · Panama City
Who lives in ZIP code 32403 (Panama City, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Panama City, FL · Bay County
uszips 2026
People447
Median age23.3
Household income$118,594
Home value—
Median rent$2,422/mo
Poverty4.3%
College degree+35.6%
Commute13 min
Place
- Metro area
- Panama City-Panama City Beach, FL
- Time zone
- Central
- Density
- 4 / sq mi
- Housing units
- 71
County
Share of the ZIP's people in each county.
Age mix
0.0% are 65 or older; 79.4% are adults.
Household income
63.4% of households earn $100K+. Median per person: $33,787.
Education (adults 25+)
29.8% of degrees are in STEM fields.
Race
29.8% Hispanic or Latino (of any race).
Households & family
- Married
- 40.0%
- Never married
- 59.2%
- Divorced
- 0.8%
- Widowed
- 0.0%
- Family size
- 3.30
- Dual-income families
- 50.7%
Housing
- Own their home
- 0.0%
- Rent burden
- 24.5%
- Men / women
- 66% / 34%
Work
- In labor force
- 92.7%
- Unemployment
- 10.3%
- Self-employed
- 2.5%
- Farmers
- 0.0%
Community
- Charitable givers
- 5.0%
- Veterans
- 9.7%
- With a disability
- 2.5%
- No health insurance
- 11.4%
- Limited English
- 0.0%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.