ZIP 32401 · Panama City
Who lives in ZIP code 32401 (Panama City, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Panama City, FL · Bay County
uszips 2026
People18,947
Median age43.5
Household income$52,523
Home value$227,495
Median rent$1,152/mo
Poverty16.3%
College degree+21.1%
Commute21 min
Place
- Metro area
- Panama City-Panama City Beach, FL
- Time zone
- Central
- Density
- 586 / sq mi
- Housing units
- 8,951
County
Share of the ZIP's people in each county.
Age mix
19.7% are 65 or older; 80.4% are adults.
Household income
21.4% of households earn $100K+. Median per person: $33,329.
Education (adults 25+)
45.1% of degrees are in STEM fields.
Race
10.0% Hispanic or Latino (of any race).
Households & family
- Married
- 38.6%
- Never married
- 31.0%
- Divorced
- 21.4%
- Widowed
- 9.0%
- Family size
- 2.98
- Dual-income families
- 49.7%
Housing
- Own their home
- 60.3%
- Rent burden
- 39.8%
- Men / women
- 48% / 52%
Work
- In labor force
- 60.3%
- Unemployment
- 7.2%
- Self-employed
- 11.6%
- Farmers
- 0.3%
Community
- Charitable givers
- 8.7%
- Veterans
- 10.1%
- With a disability
- 22.5%
- No health insurance
- 20.0%
- Limited English
- 3.6%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.