ZIP 32034 · Fernandina Beach
Who lives in ZIP code 32034 (Fernandina Beach, FL): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Fernandina Beach, FL · Nassau County
uszips 2026
People41,029
Median age56.6
Household income$98,583
Home value$542,562
Median rent$1,605/mo
Poverty7.8%
College degree+52.9%
Commute28 min
Place
- Metro area
- Jacksonville, FL
- Wider region
- Jacksonville-Kingsland-Palatka, FL-GA
- Time zone
- Eastern
- Density
- 244 / sq mi
- Housing units
- 18,494
County
Share of the ZIP's people in each county.
Age mix
32.7% are 65 or older; 85.4% are adults.
Household income
48.7% of households earn $100K+. Median per person: $49,006.
Education (adults 25+)
46.3% of degrees are in STEM fields.
Race
6.3% Hispanic or Latino (of any race).
Households & family
- Married
- 62.3%
- Never married
- 17.6%
- Divorced
- 12.3%
- Widowed
- 7.8%
- Family size
- 2.66
- Dual-income families
- 40.0%
Housing
- Own their home
- 82.8%
- Rent burden
- 43.6%
- Men / women
- 48% / 52%
Work
- In labor force
- 51.9%
- Unemployment
- 6.4%
- Self-employed
- 13.2%
- Farmers
- 0.3%
Community
- Charitable givers
- 34.9%
- Veterans
- 10.1%
- With a disability
- 15.7%
- No health insurance
- 7.3%
- Limited English
- 0.4%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.