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ZIP 28731 · Flat Rock

Who lives in ZIP code 28731 (Flat Rock, NC): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Flat Rock, NC · Henderson County

uszips 2026
People8,672
Median age54.9
Household income$66,309
Home value$386,995
Median rent$1,005/mo
Poverty14.0%
College degree+41.1%
Commute22 min

Place

Metro area
Asheville, NC
Wider region
Asheville-Waynesville-Brevard, NC
Time zone
Eastern
Density
101 / sq mi
Housing units
3,783

Spans 2 counties

Henderson81%
Polk19%

Share of the ZIP's people in each county.

Age mix

Under 108.6%
10–197.5%
20s9.1%
30s9.9%
40s7.3%
50s15.8%
60s15.3%
70s19.6%
80+7.0%

34.4% are 65 or older; 85.1% are adults.

Household income

Under $25K13.3%
$25K–50K23.9%
$50K–75K16.2%
$75K–100K11.4%
$100K–150K16.9%
$150K+18.3%

35.2% of households earn $100K+. Median per person: $39,129.

Education (adults 25+)

Less than high school9.0%
High school23.5%
Some college26.5%
Bachelor's21.7%
Graduate19.4%

44.3% of degrees are in STEM fields.

Race

White86.8%
Black1.4%
Asian0.6%
Native American0.3%
Pacific Islander0.0%
Other6.5%
Two or more4.5%

11.6% Hispanic or Latino (of any race).

Households & family

Married
59.6%
Never married
19.3%
Divorced
14.1%
Widowed
7.0%
Family size
2.70
Dual-income families
37.4%

Housing

Own their home
85.6%
Rent burden
40.7%
Men / women
50% / 50%

Work

In labor force
50.4%
Unemployment
6.1%
Self-employed
14.7%
Farmers
0.7%

Community

Charitable givers
30.7%
Veterans
9.8%
With a disability
16.8%
No health insurance
12.5%
Limited English
2.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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