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ZIP 28604 · Banner Elk

Who lives in ZIP code 28604 (Banner Elk, NC): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Banner Elk, NC · Watauga County

uszips 2026
People7,869
Median age45.2
Household income$76,319
Home value$381,135
Median rent$991/mo
Poverty7.7%
College degree+46.9%
Commute25 min

Place

Metro area
Outside any metro
Time zone
Eastern
Density
44 / sq mi
Housing units
3,236

Spans 2 counties

Watauga58%
Avery42%

Share of the ZIP's people in each county.

Age mix

Under 107.8%
10–1916.8%
20s10.7%
30s8.6%
40s12.0%
50s10.5%
60s15.4%
70s15.0%
80+3.1%

25.3% are 65 or older; 84.2% are adults.

Household income

Under $25K14.9%
$25K–50K21.4%
$50K–75K13.1%
$75K–100K18.8%
$100K–150K14.2%
$150K+17.6%

31.8% of households earn $100K+. Median per person: $33,887.

Education (adults 25+)

Less than high school7.6%
High school13.8%
Some college31.7%
Bachelor's29.2%
Graduate17.7%

41.5% of degrees are in STEM fields.

Race

White87.9%
Black1.5%
Asian1.0%
Native American0.9%
Pacific Islander0.0%
Other1.4%
Two or more7.3%

4.6% Hispanic or Latino (of any race).

Households & family

Married
52.7%
Never married
31.0%
Divorced
11.3%
Widowed
5.0%
Family size
2.75
Dual-income families
41.7%

Housing

Own their home
81.8%
Rent burden
30.5%
Men / women
49% / 51%

Work

In labor force
54.0%
Unemployment
5.3%
Self-employed
20.6%
Farmers
2.1%

Community

Charitable givers
24.5%
Veterans
6.5%
With a disability
11.8%
No health insurance
10.0%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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