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ZIP 28104 · Matthews

Who lives in ZIP code 28104 (Matthews, NC): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Matthews, NC · Union County

uszips 2026
People36,641
Median age41.6
Household income$138,017
Home value$536,481
Median rent$1,801/mo
Poverty4.6%
College degree+58.9%
Commute29 min

Place

Metro area
Charlotte-Concord-Gastonia, NC-SC
Wider region
Charlotte-Concord, NC-SC
Time zone
Eastern
Density
478 / sq mi
Housing units
12,889

Spans 2 counties

Union97%
Mecklenburg3%

Share of the ZIP's people in each county.

Age mix

Under 1011.5%
10–1916.1%
20s9.3%
30s11.1%
40s14.6%
50s18.0%
60s9.1%
70s7.4%
80+3.0%

14.6% are 65 or older; 74.9% are adults.

Household income

Under $25K5.7%
$25K–50K10.2%
$50K–75K9.2%
$75K–100K10.9%
$100K–150K17.9%
$150K+46.1%

64.0% of households earn $100K+. Median per person: $58,801.

Education (adults 25+)

Less than high school4.4%
High school13.5%
Some college23.2%
Bachelor's38.0%
Graduate20.9%

46.5% of degrees are in STEM fields.

Race

White74.5%
Black6.8%
Asian7.9%
Native American0.5%
Pacific Islander0.0%
Other2.6%
Two or more7.7%

8.1% Hispanic or Latino (of any race).

Households & family

Married
64.1%
Never married
24.8%
Divorced
7.4%
Widowed
3.7%
Family size
3.14
Dual-income families
61.1%

Housing

Own their home
90.6%
Rent burden
27.6%
Men / women
48% / 52%

Work

In labor force
69.7%
Unemployment
4.3%
Self-employed
15.5%
Farmers
0.3%

Community

Charitable givers
49.5%
Veterans
6.6%
With a disability
7.2%
No health insurance
4.9%
Limited English
1.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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