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ZIP 22974 · Troy

Who lives in ZIP code 22974 (Troy, VA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Troy, VA · Fluvanna County

uszips 2026
People5,309
Median age42.1
Household income$112,344
Home value$362,890
Median rent$1,093/mo
Poverty4.8%
College degree+27.7%
Commute27 min

Place

Metro area
Charlottesville, VA
Time zone
Eastern
Density
57 / sq mi
Housing units
1,381

Spans 3 counties

Fluvanna77%
Louisa15%
Albemarle8%

Share of the ZIP's people in each county.

Age mix

Under 109.7%
10–199.4%
20s12.2%
30s14.4%
40s17.2%
50s14.8%
60s10.7%
70s9.0%
80+2.5%

16.1% are 65 or older; 82.0% are adults.

Household income

Under $25K6.0%
$25K–50K7.2%
$50K–75K23.2%
$75K–100K10.2%
$100K–150K26.4%
$150K+27.1%

53.5% of households earn $100K+. Median per person: $29,730.

Education (adults 25+)

Less than high school10.1%
High school25.1%
Some college37.1%
Bachelor's20.8%
Graduate6.9%

44.8% of degrees are in STEM fields.

Race

White76.7%
Black10.1%
Asian1.5%
Native American0.2%
Pacific Islander0.0%
Other3.4%
Two or more8.0%

5.0% Hispanic or Latino (of any race).

Households & family

Married
51.9%
Never married
24.9%
Divorced
17.2%
Widowed
6.0%
Family size
3.10
Dual-income families
71.6%

Housing

Own their home
90.1%
Rent burden
11.6%
Men / women
39% / 61%

Work

In labor force
54.6%
Unemployment
1.1%
Self-employed
13.7%
Farmers
1.4%

Community

Charitable givers
29.7%
Veterans
7.3%
With a disability
8.5%
No health insurance
3.6%
Limited English
0.1%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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