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ZIP 20874 · Germantown

Who lives in ZIP code 20874 (Germantown, MD): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Germantown, MD · Montgomery County

uszips 2026
People62,738
Median age37.6
Household income$115,022
Home value$402,224
Median rent$1,995/mo
Poverty8.3%
College degree+48.9%
Commute31 min

Place

Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
Wider region
Washington-Baltimore-Arlington, DC-MD-VA-WV-PA
Metro division
Frederick-Gaithersburg-Bethesda, MD
Time zone
Eastern
Density
1,068 / sq mi
Housing units
22,662

County

Montgomery100%

Share of the ZIP's people in each county.

Age mix

Under 1011.8%
10–1913.8%
20s13.3%
30s14.8%
40s13.1%
50s15.0%
60s11.9%
70s4.8%
80+1.4%

11.8% are 65 or older; 76.9% are adults.

Household income

Under $25K7.8%
$25K–50K9.6%
$50K–75K13.1%
$75K–100K13.2%
$100K–150K21.2%
$150K+35.2%

56.4% of households earn $100K+. Median per person: $56,446.

Education (adults 25+)

Less than high school9.4%
High school18.8%
Some college22.9%
Bachelor's25.8%
Graduate23.1%

59.7% of degrees are in STEM fields.

Race

White28.7%
Black27.1%
Asian18.4%
Native American0.3%
Pacific Islander0.0%
Other10.2%
Two or more15.3%

22.0% Hispanic or Latino (of any race).

Households & family

Married
50.0%
Never married
35.4%
Divorced
11.2%
Widowed
3.4%
Family size
3.33
Dual-income families
62.3%

Housing

Own their home
66.4%
Rent burden
30.5%
Men / women
49% / 51%

Work

In labor force
73.2%
Unemployment
5.1%
Self-employed
16.4%
Farmers
0.0%

Community

Charitable givers
37.2%
Veterans
4.7%
With a disability
10.4%
No health insurance
5.1%
Limited English
7.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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