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ZIP 20732 · Chesapeake Beach

Who lives in ZIP code 20732 (Chesapeake Beach, MD): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Chesapeake Beach, MD · Calvert County

uszips 2026
People10,722
Median age43.7
Household income$140,304
Home value$448,754
Median rent$1,825/mo
Poverty1.8%
College degree+44.2%
Commute42 min

Place

Metro area
Lexington Park, MD
Wider region
Washington-Baltimore-Arlington, DC-MD-VA-WV-PA
Time zone
Eastern
Density
371 / sq mi
Housing units
4,139

County

Calvert100%

Share of the ZIP's people in each county.

Age mix

Under 1010.0%
10–1914.7%
20s9.3%
30s10.9%
40s13.6%
50s15.8%
60s13.3%
70s8.5%
80+4.0%

18.5% are 65 or older; 78.2% are adults.

Household income

Under $25K7.0%
$25K–50K4.2%
$50K–75K8.0%
$75K–100K12.5%
$100K–150K23.9%
$150K+44.5%

68.4% of households earn $100K+. Median per person: $70,796.

Education (adults 25+)

Less than high school5.6%
High school22.6%
Some college27.6%
Bachelor's22.2%
Graduate22.0%

45.3% of degrees are in STEM fields.

Race

White72.6%
Black11.9%
Asian3.3%
Native American0.1%
Pacific Islander0.0%
Other0.9%
Two or more11.1%

2.8% Hispanic or Latino (of any race).

Households & family

Married
52.6%
Never married
27.5%
Divorced
12.9%
Widowed
7.0%
Family size
3.10
Dual-income families
66.3%

Housing

Own their home
87.5%
Rent burden
29.0%
Men / women
48% / 53%

Work

In labor force
69.7%
Unemployment
2.8%
Self-employed
10.4%
Farmers
0.0%

Community

Charitable givers
46.2%
Veterans
8.2%
With a disability
11.6%
No health insurance
1.4%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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