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ZIP 20197 · Waterford

Who lives in ZIP code 20197 (Waterford, VA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waterford, VA · Loudoun County

uszips 2026
People1,825
Median age48.1
Household income$190,703
Home value$1,080,376
Median rent—
Poverty9.9%
College degree+76.2%
Commute31 min

Place

Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
Wider region
Washington-Baltimore-Arlington, DC-MD-VA-WV-PA
Metro division
Arlington-Alexandria-Reston, VA-WV
Time zone
Eastern
Density
48 / sq mi
Housing units
671

County

Loudoun100%

Share of the ZIP's people in each county.

Age mix

Under 1014.9%
10–1910.0%
20s4.4%
30s10.5%
40s12.9%
50s20.2%
60s23.0%
70s4.3%
80+0.0%

20.2% are 65 or older; 75.1% are adults.

Household income

Under $25K14.2%
$25K–50K4.2%
$50K–75K0.0%
$75K–100K11.5%
$100K–150K14.9%
$150K+55.3%

70.2% of households earn $100K+. Median per person: $76,888.

Education (adults 25+)

Less than high school0.4%
High school2.3%
Some college21.2%
Bachelor's50.9%
Graduate25.3%

53.2% of degrees are in STEM fields.

Race

White94.8%
Black0.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more5.2%

4.7% Hispanic or Latino (of any race).

Households & family

Married
74.3%
Never married
11.4%
Divorced
11.5%
Widowed
2.7%
Family size
3.18
Dual-income families
44.2%

Housing

Own their home
85.7%
Rent burden
—
Men / women
50% / 51%

Work

In labor force
63.7%
Unemployment
11.6%
Self-employed
16.0%
Farmers
5.0%

Community

Charitable givers
55.0%
Veterans
9.7%
With a disability
7.8%
No health insurance
8.1%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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