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ZIP 13820 · Oneonta

Who lives in ZIP code 13820 (Oneonta, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Oneonta, NY · Otsego County

uszips 2026
People23,056
Median age31.8
Household income$65,953
Home value$182,804
Median rent$1,024/mo
Poverty15.1%
College degree+41.1%
Commute17 min

Place

Metro area
Oneonta, NY (micro)
Time zone
Eastern
Density
83 / sq mi
Housing units
8,604

Spans 2 counties

Otsego70%
Delaware30%

Share of the ZIP's people in each county.

Age mix

Under 105.3%
10–1919.3%
20s22.9%
30s11.2%
40s7.2%
50s10.1%
60s11.7%
70s8.3%
80+4.1%

18.7% are 65 or older; 89.2% are adults.

Household income

Under $25K18.0%
$25K–50K19.2%
$50K–75K19.9%
$75K–100K16.0%
$100K–150K15.1%
$150K+11.9%

27.0% of households earn $100K+. Median per person: $26,072.

Education (adults 25+)

Less than high school6.9%
High school25.7%
Some college26.4%
Bachelor's24.0%
Graduate17.1%

39.2% of degrees are in STEM fields.

Race

White84.0%
Black5.0%
Asian1.9%
Native American0.4%
Pacific Islander0.2%
Other2.2%
Two or more6.3%

7.1% Hispanic or Latino (of any race).

Households & family

Married
31.8%
Never married
54.0%
Divorced
9.5%
Widowed
4.7%
Family size
2.55
Dual-income families
37.4%

Housing

Own their home
59.0%
Rent burden
26.9%
Men / women
49% / 51%

Work

In labor force
50.6%
Unemployment
7.6%
Self-employed
11.3%
Farmers
0.5%

Community

Charitable givers
17.6%
Veterans
4.5%
With a disability
15.1%
No health insurance
3.9%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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