Skip to content
GERBER.ai

ZIP 13807 · Milford

Who lives in ZIP code 13807 (Milford, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Milford, NY · Otsego County

uszips 2026
People1,218
Median age48.3
Household income$77,083
Home value$164,954
Median rent$820/mo
Poverty7.8%
College degree+30.4%
Commute19 min

Place

Metro area
Oneonta, NY (micro)
Time zone
Eastern
Density
22 / sq mi
Housing units
479

County

Otsego100%

Share of the ZIP's people in each county.

Age mix

Under 105.5%
10–199.3%
20s15.4%
30s7.2%
40s15.0%
50s13.3%
60s18.2%
70s12.0%
80+4.1%

19.4% are 65 or older; 88.2% are adults.

Household income

Under $25K11.5%
$25K–50K16.7%
$50K–75K20.3%
$75K–100K10.0%
$100K–150K20.5%
$150K+21.1%

41.6% of households earn $100K+. Median per person: $32,794.

Education (adults 25+)

Less than high school8.7%
High school39.8%
Some college21.1%
Bachelor's18.9%
Graduate11.5%

51.9% of degrees are in STEM fields.

Race

White91.3%
Black0.7%
Asian3.9%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more4.0%

2.5% Hispanic or Latino (of any race).

Households & family

Married
53.6%
Never married
34.8%
Divorced
5.9%
Widowed
5.7%
Family size
2.93
Dual-income families
55.8%

Housing

Own their home
78.7%
Rent burden
33.6%
Men / women
44% / 57%

Work

In labor force
66.2%
Unemployment
9.0%
Self-employed
11.3%
Farmers
0.0%

Community

Charitable givers
14.5%
Veterans
4.6%
With a disability
20.6%
No health insurance
1.2%
Limited English
0.8%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

Market now