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ZIP 13324 · Cold Brook

Who lives in ZIP code 13324 (Cold Brook, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Cold Brook, NY · Herkimer County

uszips 2026
People1,729
Median age54.9
Household income$86,176
Home value$187,946
Median rent$808/mo
Poverty9.0%
College degree+18.0%
Commute38 min

Place

Metro area
Utica-Rome, NY
Time zone
Eastern
Density
5 / sq mi
Housing units
778

County

Herkimer100%

Share of the ZIP's people in each county.

Age mix

Under 107.6%
10–198.9%
20s5.5%
30s9.2%
40s13.9%
50s14.5%
60s24.6%
70s11.3%
80+4.3%

25.6% are 65 or older; 84.8% are adults.

Household income

Under $25K11.7%
$25K–50K18.6%
$50K–75K14.0%
$75K–100K12.6%
$100K–150K28.4%
$150K+14.7%

43.1% of households earn $100K+. Median per person: $43,799.

Education (adults 25+)

Less than high school8.8%
High school39.3%
Some college34.0%
Bachelor's12.3%
Graduate5.7%

42.9% of degrees are in STEM fields.

Race

White95.4%
Black0.3%
Asian0.2%
Native American1.3%
Pacific Islander0.0%
Other0.2%
Two or more2.5%

0.7% Hispanic or Latino (of any race).

Households & family

Married
63.1%
Never married
22.1%
Divorced
10.5%
Widowed
4.3%
Family size
2.62
Dual-income families
43.2%

Housing

Own their home
91.9%
Rent burden
—
Men / women
54% / 46%

Work

In labor force
49.8%
Unemployment
2.5%
Self-employed
7.8%
Farmers
0.0%

Community

Charitable givers
11.1%
Veterans
10.6%
With a disability
18.7%
No health insurance
2.8%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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