ZIP 13165 · Waterloo
Who lives in ZIP code 13165 (Waterloo, NY): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Waterloo, NY · Seneca County
uszips 2026
People9,458
Median age47.6
Household income$59,981
Home value$127,138
Median rent$929/mo
Poverty10.6%
College degree+21.6%
Commute21 min
Place
- Metro area
- Seneca Falls, NY (micro)
- Wider region
- Rochester-Batavia-Seneca Falls, NY
- Time zone
- Eastern
- Density
- 54 / sq mi
- Housing units
- 4,355
County
Share of the ZIP's people in each county.
Age mix
26.3% are 65 or older; 82.1% are adults.
Household income
23.4% of households earn $100K+. Median per person: $35,751.
Education (adults 25+)
56.0% of degrees are in STEM fields.
Race
6.8% Hispanic or Latino (of any race).
Households & family
- Married
- 42.2%
- Never married
- 32.6%
- Divorced
- 14.4%
- Widowed
- 10.8%
- Family size
- 2.95
- Dual-income families
- 45.2%
Housing
- Own their home
- 68.9%
- Rent burden
- 22.7%
- Men / women
- 50% / 51%
Work
- In labor force
- 55.7%
- Unemployment
- 6.3%
- Self-employed
- 7.4%
- Farmers
- 2.4%
Community
- Charitable givers
- 14.3%
- Veterans
- 11.0%
- With a disability
- 20.8%
- No health insurance
- 5.9%
- Limited English
- 1.1%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.