Skip to content
GERBER.ai

ZIP 13045 · Cortland

Who lives in ZIP code 13045 (Cortland, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Cortland, NY · Cortland County

uszips 2026
People28,361
Median age32.9
Household income$69,961
Home value$168,817
Median rent$981/mo
Poverty15.5%
College degree+31.1%
Commute19 min

Place

Metro area
Cortland, NY (micro)
Wider region
Ithaca-Cortland, NY
Time zone
Eastern
Density
102 / sq mi
Housing units
11,397

Spans 3 counties

Cortland85%
Cayuga9%
Tompkins6%

Share of the ZIP's people in each county.

Age mix

Under 108.9%
10–1916.9%
20s20.9%
30s10.3%
40s10.4%
50s11.4%
60s11.5%
70s6.0%
80+3.6%

14.6% are 65 or older; 83.4% are adults.

Household income

Under $25K19.8%
$25K–50K15.5%
$50K–75K18.0%
$75K–100K15.1%
$100K–150K19.7%
$150K+11.9%

31.6% of households earn $100K+. Median per person: $30,800.

Education (adults 25+)

Less than high school8.4%
High school30.7%
Some college29.8%
Bachelor's15.5%
Graduate15.6%

41.0% of degrees are in STEM fields.

Race

White87.6%
Black2.6%
Asian1.7%
Native American0.1%
Pacific Islander0.0%
Other1.6%
Two or more6.4%

5.0% Hispanic or Latino (of any race).

Households & family

Married
38.5%
Never married
44.8%
Divorced
12.1%
Widowed
4.5%
Family size
2.76
Dual-income families
58.8%

Housing

Own their home
58.3%
Rent burden
29.5%
Men / women
49% / 51%

Work

In labor force
61.4%
Unemployment
4.0%
Self-employed
8.8%
Farmers
0.9%

Community

Charitable givers
17.9%
Veterans
4.4%
With a disability
14.2%
No health insurance
3.9%
Limited English
0.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

Market now