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ZIP 12786 · White Lake

Who lives in ZIP code 12786 (White Lake, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

White Lake, NY · Sullivan County

uszips 2026
People610
Median age56.5
Household income—
Home value—
Median rent—
Poverty8.2%
College degree+35.4%
Commute30 min

Place

Metro area
Monticello, NY (micro)
Wider region
New York-Newark, NY-NJ-CT-PA
Time zone
Eastern
Density
14 / sq mi
Housing units
272

County

Sullivan100%

Share of the ZIP's people in each county.

Age mix

Under 101.1%
10–1913.1%
20s13.7%
30s10.8%
40s3.6%
50s12.8%
60s20.5%
70s13.1%
80+11.2%

38.2% are 65 or older; 85.7% are adults.

Household income

Under $25K11.0%
$25K–50K17.6%
$50K–75K22.4%
$75K–100K9.6%
$100K–150K11.4%
$150K+27.9%

39.3% of households earn $100K+. Median per person: $50,063.

Education (adults 25+)

Less than high school6.8%
High school15.7%
Some college42.1%
Bachelor's23.6%
Graduate11.8%

56.2% of degrees are in STEM fields.

Race

White71.6%
Black14.6%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other9.3%
Two or more4.4%

4.6% Hispanic or Latino (of any race).

Households & family

Married
72.0%
Never married
20.1%
Divorced
3.2%
Widowed
4.8%
Family size
2.57
Dual-income families
57.8%

Housing

Own their home
66.5%
Rent burden
—
Men / women
57% / 43%

Work

In labor force
57.7%
Unemployment
0.0%
Self-employed
12.9%
Farmers
0.0%

Community

Charitable givers
25.8%
Veterans
4.8%
With a disability
10.7%
No health insurance
10.0%
Limited English
11.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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