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ZIP 12309 · Schenectady

Who lives in ZIP code 12309 (Schenectady, NY): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Schenectady, NY · Schenectady County

uszips 2026
People33,246
Median age41.3
Household income$125,274
Home value$331,861
Median rent$1,499/mo
Poverty5.2%
College degree+61.1%
Commute21 min

Place

Metro area
Albany-Schenectady-Troy, NY
Wider region
Albany-Schenectady, NY
Time zone
Eastern
Density
731 / sq mi
Housing units
12,767

Spans 2 counties

Schenectady82%
Albany18%

Share of the ZIP's people in each county.

Age mix

Under 1014.7%
10–1913.8%
20s7.1%
30s12.0%
40s13.7%
50s13.0%
60s13.1%
70s7.5%
80+5.3%

18.9% are 65 or older; 74.7% are adults.

Household income

Under $25K6.7%
$25K–50K8.4%
$50K–75K11.7%
$75K–100K11.3%
$100K–150K21.7%
$150K+40.2%

61.9% of households earn $100K+. Median per person: $66,196.

Education (adults 25+)

Less than high school3.6%
High school13.3%
Some college22.0%
Bachelor's26.9%
Graduate34.2%

53.2% of degrees are in STEM fields.

Race

White74.4%
Black6.1%
Asian8.7%
Native American0.4%
Pacific Islander0.0%
Other1.4%
Two or more9.0%

6.0% Hispanic or Latino (of any race).

Households & family

Married
59.5%
Never married
25.7%
Divorced
9.7%
Widowed
5.1%
Family size
3.11
Dual-income families
59.4%

Housing

Own their home
81.7%
Rent burden
24.4%
Men / women
51% / 49%

Work

In labor force
66.2%
Unemployment
3.3%
Self-employed
11.8%
Farmers
0.0%

Community

Charitable givers
43.8%
Veterans
4.8%
With a disability
8.3%
No health insurance
0.6%
Limited English
0.7%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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